Find Your Best Personal Loan Option With 22cash.com

When you fill out an application through 22cash.com, you get carefully matched up with the right financial services provider. Our system accounts for every aspect of your stated need and personal details when seeking the right fit. This helps you get the amount you need with the best possible APR and repayment terms.

Whether you need $350 or $2500, we work hard to get you the perfect fit. The number of excellent lending partners we have access to means we can find an exceptional deal no matter what the circumstances.

Plus, we do our best to expedite the loan process. We take pride in having some of the quick turnaround times in the Personal Loan industry.

We're Here When You Feel The Need For Speed

Our application process is very quick. Just a few minutes is all it takes to fill out our secure online form and send an encrypted copy of your application to our specialists. We work to ensure that every single application we receive is handled with as much speed as we can muster. Pre-screening a loan and narrowing down a list of potential lenders is something we can sometimes do within minutes of receiving an application.

In many cases we're able to find an Personal Loan provider that can get you your money quickly. But in all cases, we work to make sure that your loan request is settled quickly.

Your Loan, Your Business

We recognize that taking out an Personal Loan is a very personal thing. The reasons for needing money range from critical automobile maintenance to unexpected medical expenses, and from a much needed vacation to basic home improvements. Whatever the reason for the loan you need, we respect that it is important to you.

That's why we work to find you the best possible loan terms. Because even if a fly fishing trip to the Ozarks isn't what the next client in line is looking for, we know that your desires are unique, and we're all about helping every single one of our customers make things happen.

That's why we keep an exhaustive list of lending partners. Because every loan request is one we want to try and fulfill. If it's important to you, it's important to all of us here at 22cash.com. Once we have a completed application form our specialist loan brokers make it their mission to find a way to get you the funds you need.

Privacy Is Our Policy

22cash.com is committed to protecting your information. We use a 128-bit SSL encryption so the information you share on your application is protected. We will not share your personal information with any of our lending partners until we have evaluated your information and determined that you a good candidate to receive the Personal loan you are seeking. At 22cash.com, we use this prescreening process to limit who we share your information with. The fewer people that have your information, the safer it is.

We treat your information like our own. Everyone at 22cash.com wants to keep their information safe and secure, which is why we use the same security protocol to protect your information and our information.

We also require our lending partners to keep your information confidential and secure. We will not work with any lender that is unwilling to commit and adhere to our data security demands. We are also a proud member of the Online Lending Alliance which takes a very strong position on protecting consumer information.

Please, Borrow Responsibly

22cash.com is a loan broker, not a lender. That means that we have a network of partners that we search to find a lender that can work with you. Each lender has its own criteria and policies regarding Personal loans, including rates, fees and repayment terms. Since we are a broker, we do not set these terms, but your lender will explain them to you before the loan is approved. Please read all loan documents carefully, including information on repayment obligations and loan defaults (in case you miss any payments).

Please carefully consider how much money you need to borrow. You should never borrow more than you can afford to repay, including principal and interest. Make sure you read and understand the terms of the loan offered to you. This includes not only the interest rate and APR, but also the repayment schedule and any fees associated with your loan. Failing to take these considerations into account can have a negative impact on your credit score.

If you are unable to make your payments on time, you don’t just impact your lender and the lender’s employees, but you can also negatively affect your own situation with late fees and accrued interest. That is why at 22cash.com, we want you to carefully consider the long term ramifications of an Personal loan and your ability to repay it before you accept it.

At 22cash.com, we take your future financial success serious. If you’re ready to get the money you need, please fill out the application so we can get the process started and match you with lenders that can help!

Please review our site for valuable information about our services and installement loans. If you have further questions, we invite you to contact us at anytime. We look forward to helping you solve your short-term financial troubles.

Frequently Asked Questions More questions>>

  • How is my private information protected?

    We use an advanced 256-bit SSL encryption while handling your data. All your private information is kept securely in an encrypted format. More details can be found by reading our privacy policy.

  • Is My Information Safe on 22cash.com?

    Yes, your personal information is safe. Our site is protected by industry-recognized security standards, and all information provided is encrypted during submission.

Representative APR 391%. Average APR for this type of loans is 391%. Let's say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.

Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial installement loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a installement loan might negatively effect your credit history.

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